how to pay down credit card debt

When it comes to credit card debt I'm defiantly in the thick of it all.  In fact, I have in total around $6000 and over $1300 in medical debt at this point. For a lot of people this can sound like a mountain of debt but I'm not going to let it get the best of me because I have a plan to pay it off, and in this article I'm going to talk about how to pay down credit card debt … [Read more...]

Credit card debt has become a part of our lives in the US and almost everyone is drowning in a sea of debt. Not only are the Americans too lackadaisical about their personal finances, they’re not even bothered to follow a budget, which is a prerequisite in order to maintain the right financial track. Although debt consolidation is something that is sought by those people who … [Read more...]

Many people suffered job loss or wage deduction in this scenario as the US failed to solve its economic malaise. In this tough economic situation, a large number of people incurred overwhelming debt. In most of the cases people opt for debt consolidation or settlement. But a debt relief program may blemish your credit report significantly. Under this situation, you can … [Read more...]

tips to pay off debt fast

According to American Debt more than 80% of all Americans are in debt.  This is astounding when you consider that their are over 300 million Americans in just the US alone, and  as one of the richest nations in the world how could this possible be? This has lead me to do some digging and figure out just why so many Americans have so much debt and more importantly … [Read more...]

Statistics are powerful.  Here are a few that tend to shatter some illusions that most Americans have regarding personal finance and money management.  Government statistics tell us: ·The average household in the United States has about $7,000 in credit card debt ·The average 50 year old in America has only $2,500 in savings ·Average credit card debt for 65 to 69 years … [Read more...]